How many credits do I need to take to be considered a full-time student and receive BAH/Monthly payments?


VA Rate of Pursuit is based on

  • How many days in the specific session in which you are enrolled-first to last day of class on the academic calendar per session
  • How many credits you are taking in the specific session.

The Undergraduate Rate of Pursuit is determined by the VA- (888) GIBILL1

CH33 You must take enough hours (That are required for your degree plan-per the catalog) to be more than halftime to receive MHA(BAH/VHA).  Exactly halftime = NO MHA.

16-week regular semester

  • Chapter 33
    • VA calculates rate of pursuit by dividing the credit hours being pursued by the number of credit hours considered to be full-time
      • (Full time should be 12 hours for Fall and Spring 16-week classes)
    • The resulting percentage is the student’s rate of pursuit.
    • Housing allowance is paid only if rate of pursuit is more than 50%.
  • Chapters 30, 35, 1606
    • 12 credits or more are full time
    • 9-11 credits are ¾ time 
    • 6-8 credits are ½ time
    • 4-5 credits are less than ½ time (<½-time)
    • 1-3 credits are ¼ time or less (<¼-time)
  • Chapter 31
    • Consult with your Vocational Rehab Counselor
    • VR&E has their own tables for rate of pursuit depending on whether you receive
      • CH33 BAH
      • CH31 Stipend

GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government website at 

  • Last Updated May 12, 2020
  • Views 947
  • Answered By Matt Hopkins

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